Not sure which payment gateway is right for you?
Use the comparison table below to help you make the right choice for your organization.
Deluxe Payments | Authorize.net | PayPal Checkout | |
---|---|---|---|
Service Type | Payment Gateway | Payment Gateway | Online Wallet |
Integrates with the Databank | |||
Real-time processing | |||
Deposit funds to clients | Next Business Day | 1-2 Business Days | Immediately (if buyer uses their PayPal balance or a credit card)** |
Setup fee | None | None | None |
Credit cards supported | Visa, MasterCard, Discover, AMEX | Visa, MasterCard, Discover, AMEX | Visa, MasterCard, Discover, AMEX |
Requires separate merchant account | No | Yes* | No |
Recurring donations | |||
EFT/ACH | Yes (if buyer pays with PayPal balance or linked checking or savings account) | ||
Monthly charge | $10 | $25 | None |
Per transaction charge | 2.6% – Visa/Discover 2.8% – MasterCard 3.41% – AMEX + $0.30 | 2.9% + $0.30 | 501(c)(3): 2.89% + $0.49 All others: 3.49% + $0.49 |
PayPal account | N/A | N/A | PayPal account optional Option is enabled in your PayPal profile. |
Contact and important links | Deluxe (Formerly iATS Payments) 1-866-300-4287 iats@iatspayments.com | Authorize.net Sign up online How Authorize.net processes payments | PayPal Checkout How to set up PayPal Checkout |