| IATS Payments | Authorize.net | PayPal Checkout | |
|---|---|---|---|
| Service Type | Payment Gateway | Payment Gateway | Online Wallet |
| Integrates with the Databank | Yes | Yes | Yes |
| Real-Time Processing | Yes | Yes | Yes |
| Deposits funds to Clients | Next Business Day | 1-2 Business Days | Immediately (if buyer uses their PayPal balance or a credit card)** |
| Setup Fee | None | None | None |
| Credit Cards Supported | Visa, MasterCard, Discover, AMEX | Visa, MasterCard, Discover, AMEX | Visa, MasterCard, Discover, AMEX |
| Requires Separate Merchant Account | No | Yes* | No |
| Recurring Donations | Yes | Yes | No |
| EFT/ACH | Yes | Yes | Yes (buyer pays with PayPal balance or linked checking or savings account) |
| Monthly Charge | $10 | $25 | None |
| Per Transaction Charge | · 2.6% Visa/DSC; · 2.8% MC; · 3.41% AMX; + $0.30 | 2.9% + $0.30 | · 501(c)(3): 2.89% + $0.49 · All others: 3.49% + $0.49 |
| PayPal Account | N/A | N/A | PayPal Account Optional option is enabled in your PayPal Profile. |
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|---|---|---|
| IATS Payments 1-866-300-4287 iats@iatspayments.com | Authorize.net Sign Up Online How Authorize.net processes payments | PayPal Checkout How to set up PayPal Checkout |